About Us

We set the standard for banking excellence and innovation

RIC Microfinance Bank Limited is a CBN Approved microfinance bank that provides micro loans to micro-entrepreneurs and small businesses lacking access to banking and related services.

RIC Microfinance Bank Limited provides access to a wide range of affordable, high quality financial products and services, including not just credit but also savings, insurance, payment services, and fund transfers.

Savings and Current Accounts

Low Interest Loans

Investments

24/7 Banking

Excellent Customer Service

info@ricmicrofinancebank.com.ng

+234 815 305 1195


Our Mission

To Excel as a Pivotal Financial Institution in the area of Small and Medium Scale Enterprises, committed to the integrated development of our community by channeling the resources and providing financial assistance at our customers door step.


Our Vision

To be the best run, customers focused Microfinance Bank with unique and inclusive employee culture.


Our Core Values (RIC SPIRIT)

Respect for Ethical Practices

Innovation and Creativity

Customer First

Service per Excellence

Professionalism

Integrity and Loyalty

Resilence

Inspiring Team Collaboration

Transparency and Accountability

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